What Is a Business Owners Policy (BOP)?

If you run a small or mid-size business, a Business Owners Policy (BOP) is often the simplest place to start. A BOP bundles general liability and commercial property coverage into one package — liability for harm your business causes others (like a customer slip-and-fall), and property for your own building, equipment, and inventory after covered events like fire or theft. This video explains what's inside a BOP and who it's typically built for.

BOP eligibility, coverages, and pricing vary by carrier, business type, size, and location. This video is general education only; it does not guarantee eligibility, coverage, or pricing. Review actual policy documents for exact terms.